When capital becomes more expensive, fundamentals become more important. Markets feel the pressure of interest rates. Value is ultimately tested by fundamentals.
We naturally prefer talking about where we are going rather than examining exactly where we are standing, because the future contains possibility while the present contains numbers, obligations, limitations, and sometimes financial realities
Technology may lead one cycle, while financials, industrials or international markets lead another. The purpose of diversification isn't to predict which will be next—it's to build a portfolio that can participate as opportunities rotate.
Technology may lead one cycle, while financials, industrials or international markets lead another. The purpose of diversification isn't to predict which will be next—it's to build a portfolio that can participate as opportunities rotate.
When capital becomes more expensive, fundamentals become more important. Markets feel the pressure of interest rates. Value is ultimately tested by fundamentals.
We naturally prefer talking about where we are going rather than examining exactly where we are standing, because the future contains possibility while the present contains numbers, obligations, limitations, and sometimes financial realities
Annuity laddering gives retirees guaranteed income that evolves with them through the activation in stages across decades. Learn how staggered annuities replace the pension most Canadians will never have.
Intentionally build retirement assets and eligible income streams so that less of the household’s future income becomes concentrated in the hands of the higher-taxed spouse.
When someone invites you into discussions about retirement, estate planning, or protecting their children's future, they are sharing more than financial information. They are sharing hopes, fears, responsibilities, and decades of hard work.
Ego is not arrogance. More often, it is self-protection. It convinces us to wait until we feel ready, qualified, or certain. We tell ourselves that someone more experienced should lead, someone more knowledgeable should speak, or someone more successful should take the first step.
