Most family and business owners lack an estate or succession plan — and the default costs are steep.

From the Depression to student debt, each generation built its own money survival guide and passed down their own advice.

By Claire Wetmore | Vancouver City News | September 21, 2026 Editor: Karalee Greer Subscription to Vancouver News and being a Contributor is Free Money wasn't invented because people are greedy — it was invented to solve a coordination problem economists call the "double coincidence of wants." Understanding that

Winging it with money isn't free — data shows what guessing costs you, and what a few conversations buy back.